Payments

How you can pay

You choose how to pay at checkout, when you pay for your order. Checkout shows only the methods available for your purchase right now: for example, paying in parts is shown when the purchase amount is within its limits. Izsoli.lv does not charge extra for any payment method.

• Internet bank: Swedbank, SEB, Citadele, Luminor and other banks
• Card, Apple Pay and Google Pay: Visa, Mastercard
• Klix Pay Later: pay later in parts, with a lender's credit
• Inbank "Sadali daļās": in equal parts, starting next month
• On site, on collection: by card at the terminal at the collection point in Riga
• Account credit, gift card and points: reduce the amount to pay

Pay in your internet bank: the payment is already prepared, you only need to confirm it. The payment is processed by Klix by Citadele.

1. At checkout, choose your bank (Swedbank, SEB, Citadele, Luminor and others).
2. Log in to your internet bank with Smart-ID or another tool of your bank.
3. Confirm the prepared payment: the amount and the recipient are already filled in.
4. You are taken back to Izsoli.lv, and the order is paid.

Fast checkout. If you agree in the Klix window to save your account number, next time you can pay by entering just your phone number.

Pay with a Visa or Mastercard card. Checkout shows the Apple Pay and Google Pay buttons when your device supports them. The payment is processed by Klix by Citadele.

1. At checkout, choose "Card" or the Apple Pay / Google Pay button.
2. Enter your card details on the Klix payment page or confirm the payment on your phone.
3. If your bank asks for it, confirm the payment in your bank's app.
4. You are taken back to Izsoli.lv, and the order is paid.

Fast checkout. If you agree in the Klix window to save your card details, next time you can pay by entering just your phone number. Izsoli.lv does not see or store your card details.

Klix Pay Later lets you get the item now and pay later in parts. It is consumer credit: Klix collects offers from several lenders but does not grant credit itself. You sign the credit agreement with the lender whose offer you choose.

1. At checkout, choose "Buy now, pay later" and Klix Pay Later.
2. Fill in the application on the Klix page. The lender assesses your creditworthiness.
3. Compare the offers: each shows the interest rate, the annual percentage rate (APR, GPL in Latvian), the total amount to repay and the payment schedule.
4. If an offer suits you, sign the credit agreement remotely. The order is paid, and you make the monthly payments to the lender.

Before you sign, consider whether you will be able to make every payment on time. You have the right to withdraw from the credit agreement within 14 days.

Brīdinām! Aizņemšanās maksā naudu. (Warning: borrowing costs money.)

Split the purchase amount into equal parts: the first payment is due next month, the rest every 30 days. The service is provided by SIA Inbank Latvia. Inbank charges no interest, contract fee or service fee for "Sadali daļās".

1. At checkout, choose "Buy now, pay later", Inbank and the term.
2. On the Inbank page, check the purchase details and enter your contact details.
3. Inbank checks your credit history and assesses your ability to pay.
4. Read the terms and sign them with Smart-ID or an eID card. The order is paid.

Inbank sends payment reminders by email: 10 and 3 days before the due date and on the due date. If a payment is late, debt collection costs may apply under the Inbank price list.

Brīdinām! Aizņemšanās maksā naudu. (Warning: borrowing costs money.)

If you choose collection from our warehouse in Riga, Latgales iela 257, you can pay when you collect the item.

1. At checkout, choose "Warehouse pickup" as delivery and "On site, on collection" as the payment method.
2. Confirm the order.
3. At the collection point, pay by payment card at the terminal and take your item.

We do not accept cash at the moment.

If you have credit in your account, tick "Use credit" at checkout, in the "Account balance and points" section. If the credit covers the whole amount, the order is paid; if not, pay the rest another way.

Credit is not a gift card: you can request it back at any time. Unused credit is returned automatically after 12 months.

Enter the gift card code on the Gift card page: the value becomes credit in your account and reduces your next purchase. At checkout it is used the same way as account credit. The card is single-use: any unused balance stays in your account.

At checkout, in the "Account balance and points" section, you can use points to cover part of the amount: how much is shown right there. Pay the rest another way. How to collect and use points: see the Loyalty points page.

What makes up the total

The price you see is final. At auctions it already includes the buyer's premium and VAT; no buyer's premium is charged on "Buy now" lots. Only delivery is added, if you choose it.

The exact amount with all components is shown before you bid. It does not change after you win.

When to pay

• Lot won at auction: within 48 hours
• "Buy now" lot: within 24 hours

The deadline is shown in your order and in the confirmation email, and we send a reminder 24 hours before it runs out. You can extend the deadline once by 7 days in your account.

If a lot is not paid for. The order is cancelled, we may offer the lot to the next bidder or put it back on sale. We do not charge a relisting fee.

Invoice. After payment, the invoice is sent by email and is available in your account. If you need the invoice in a company's name, enter the company details in your account before paying, as we cannot change the invoice recipient after payment.

For used goods the special VAT scheme may apply. In that case the invoice says so, and input VAT cannot be deducted from such an invoice.